If your loved one needs constant care, you may be faced with the difficult decision to place them in a nursing home. In some cases, it isn’t the emotional reaction that families fear the most—it’s finding a way to pay for the significant costs of long-term nursing care. Show
Could My Loved One Get Nursing Home Care Through Medicaid?However, Medicaid will only pay for nursing home care if your loved one meets the program’s eligibility requirements, including:
Even if you meet these requirements, you may still have trouble securing a nursing home residency. For one thing, not all nursing homes and assisted living facilities accept Medicaid payments (The American Council on Aging offers a search tool to find facilities near you that accept Medicaid). Medicaid also counts any gifts and property transfers made up to five years before the date of application, which could delay your eligibility and force you to pay for immediate costs of care out of your own pocket. It’s possible to secure the care you or a loved one needs without sacrificing everything you have built over your lifetime. By starting the Medicaid planning process early, an experienced elder law attorney can redirect income and assets over the Medicaid limit, keeping your heirs’ inheritances safe while you receive long-term care. What About Assisted Living Medicaid?Medicaid pays for both the nursing home and assisted living/in-home care but the rules differ in subtle but important ways. If your elder wants Medicaid for the assisted living facility, we have more on Assisted Living Medicaid in Florida to assist you. Need Help with Your Elder?We charge $200 to consult with our elder law attorney where we will:
We can help your elder no matter where you live! We have done thousands of Medicaid applications helping families in difficult situations and we are glad to help you. Related Links:
Will Florida Medicare pay for assisted living?Even though Medicare doesn't cover assisted living facilities, you can get help paying for these costs in several ways: Long-term care insurance. If you have a long-term care insurance policy, you'll usually have coverage for assisted living facilities.
Who is assisted by the Medicare program?Medicare is the federal health insurance program for: People who are 65 or older. Certain younger people with disabilities. People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)
How is most assisted living care usually paid for?Most families use private funds to pay for assisted living. This means a combination of personal savings, pension payments, and retirement accounts. Though many seniors save for retirement over the years, family members often contribute to elder care costs.
How Long Will Medicare pay for home health care?Medicare pays your Medicare-certified home health agency one payment for the covered services you get during a 30-day period of care. You can have more than one 30-day period of care. Payment for each 30-day period is based on your condition and care needs.
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