Bank of america mortgage customer service telephone number

Get it on Google Play

Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their policies.

Or we can text a download link directly to your phone

Phone Number In 999-999-9999 Format

Please enter a phone number

By providing your mobile number you are consenting to receive a text message. Text message fees may apply from your carrier. Text messages may be transmitted automatically.

Android is a trademark of Google Inc. Samsung is a registered trademark of Samsung Electronics Co., Ltd.

Get the mobile banking app

Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their polices.

Continue

We couldn't send the link

We're sorry we weren't able to send you the download link. Please try again, or use your mobile device to get the app from its app store.

We strive to provide you with information about products and services you might find interesting and useful. Relationship-based ads and online behavioral advertising help us do that.

Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have.

If you prefer that we do not use this information, you may opt out of online behavioral advertising. If you opt out, though, you may still receive generic advertising. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements.

Also, if you opt out of online behavioral advertising, you may still see ads when you log in to your account, for example through Online Banking or MyMerrill. These ads are based on your specific account relationships with us.

To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review Bank of America Online Privacy Notice and our Online Privacy FAQs.

Skip to main content

• Mortgage
• click to go to Refinance details page
• click to go to Home Equity details page

Get a loan estimate

To receive your loan estimate, please call one of our lending specialists at 866.466.0979 during our normal operating hours (Mon-Fri 8 a.m. - 10 p.m. ET, Sat 8 a.m. - 6:30 p.m. ET). The loan estimate will tell you what we expect to offer you if you decide to move forward, but does not represent a loan approval.

You can also use our Closing Cost Calculator to estimate your total closing expenses for purchasing a home.

Your prequalification

If you're an existing customer please log in to Online Banking, if not please log in as a guest.

Please wait a moment while we retrieve our low rates

failure

Get a call back

from one of our lending specialists

By submitting this form, you authorize Bank of America to contact you at the telephone number or email provided here, even if you’ve previously registered on a Do Not Call registry or requested that we not send you marketing information by email. You agree we may use an auto-dialer to reach you. You understand that you are not required to consent to receiving autodialed calls/texts as a condition of purchasing any Bank of America products or services. Any cellular/mobile telephone number you provide may incur charges from your mobile service provider.

Rates based on a $200,000 loan in ZIP code 95464

Rates based on a $200,000 loan in ZIP code 95464

Mortgage Rates Table

5y/6m ARM Variable X.XXX%

5y/6m ARM Variable X.XXX%

Rate

The rate of interest on a loan, expressed as a percentage.

Annual percentage yield (APR)

The annual cost of a loan to a borrower. Like an interest rate, an APR is expressed as a percentage. Unlike an interest rate, however, it includes other charges or fees (such as mortgage insurance, most closing costs, points and loan origination fees) to reflect the total cost of the loan.

Points

An amount paid to the lender, typically at closing, in order to lower the interest rate. Also known as mortgage points or discount points. One point equals one percent of the loan amount (for example, 2 points on a $100,000 mortgage would equal $2,000).

Monthly Payment (estimated)

The estimated monthly payment includes principal, interest and any required mortgage insurance (for borrowers with less than a 20% down payment). The payment displayed does not include amounts for hazard insurance or property taxes which will result in a higher actual monthly payment. If you have an adjustable-rate loan, your monthly payment may change once every six months (after the initial period) based on any increase or decrease in the Secured Overnight Financing Rate (SOFR) index.

Fixed-rate mortgage

A home loan with an interest rate that remains the same for the entire term of the loan.

Adjustable-rate mortgage (ARM)

Also called a variable-rate mortgage, an adjustable-rate mortgage has an interest rate that may change periodically during the life of the loan in accordance with changes in an index such as the U.S. Treasury-Index (T-Bill) or the Secured Overnight Financing Rate (SOFR). Bank of America ARMs generally use SOFR as the basis for ARM interest rate adjustments.

Your monthly payment may fluctuate as the result of any interest rate changes, and a lender may charge a lower interest rate for an initial portion of the loan term. Most ARMs have a rate cap that limits the amount of interest rate change allowed during both the adjustment period (the time between interest rate recalculations) and the life of the loan.

We need additional information

In order to provide you with the best possible rate estimate, we need some additional information. Please contact us in order to discuss the specifics of your mortgage needs with one of our home loan specialists.

We offer a wide range of loan options beyond the scope of this calculator, which is designed to provide results for the most popular loan scenarios. If you have flexible options, try lowering your purchase price, changing your down payment amount or entering a different ZIP code.

Preferred Rewards members may qualify for an origination fee or interest rate reduction based on your eligible tier at the time of application. Depending on your tier, you may be required to enroll in PayPlan from an eligible Bank of America deposit account at least 10 days prior to loan closing in order to receive the full program benefit.

Learn more about Preferred Rewards

Fixed-rate mortgages

• Set interest rate for the life of the loan

• Your monthly payments of principal and interest remain the same for the life of the loan

Learn more about fixed-rate mortgages

Adjustable-rate mortgages (ARMs)

• Interest rate may change periodically during the loan term

• Your monthly payment may increase or decrease based on interest rate changes

Learn more about adjustable-rate mortgages

Jumbo Loans

• For borrowers needing higher loan amounts

• Available as fixed-rate or adjustable-rate loans

Learn more about jumbo loans

Affordable Loan Solution® mortgage

• Down payment as low as 3%

• Income limits apply

Learn more about Affordable Loan Solution® mortgage

FHA & VA loans

• Government loans from the Federal Housing Administration and the U.S. Department of Veterans Affairs

• Low down payment options with flexible credit and income guidelines

Learn more about FHA and VA loans

Doctor Loans

• Specifically designed for licensed and practicing doctors and dentists, medical residents and fellow and other eligible medical professionals

• Flexible options. Student loan debt may be excluded from the total debt calculation

Learn more about Doctor Loans

Your prequalification

If you're an existing customer please log in to Online Banking, if not please log in as a guest.

Prequalify

Thinking about buying a home? Prequalify now to estimate what you can borrow.

Mortgage basics

• Get information on buying your first home – and what to expect from the process.
  Home‑buying tips

• Get information on buying your first home – and what to expect from the process.
  Home‑buying tips

• With so many different mortgages available, choosing one may seem overwhelming.
  Understanding your mortgage options

• With so many different mortgages available, choosing one may seem overwhelming.
  Understanding your mortgage options

• Learn more about mortgages 
• Learn more about mortgages 

How do I connect to Bank of America customer service?

What is Bank of America phone number?

How do I get my mortgage statement from Bank of America?

Does Bank of America have 24/7 customer service?