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No matter your situation, we know who can finance you.
Request financing now and streamline your buying experience.
Our network of dealers and partners have options for everyone. Whether you have good, bad, or no credit!
Getting approved for a car loan with imperfect credit can be stressful. The good news is you don't need perfect credit to get the car you need. At Drivers Lane, we specialize in connecting car buyers with local dealerships in or near Melbourne that are ready to help them get the financing they need. Get started today by filling out our free and easy auto loan request form.
Used Cars Near the City of Melbourne for 0 Down
2006 Kia Sedona EX
in Melbourne, FL 32901
Used Car Lot Price:
$9,955
Odometer:
140,820 Miles
VIN:
KNDMB233X66028374
2014 Ford Focus SE
in Melbourne, FL 32901
Used Car Lot Price:
$9,999
Odometer:
84,524 Miles
VIN:
1FADP3F29EL233815
2010 Buick LaCrosse CXL
in Melbourne, FL 32901
Used Car Lot Price:
$8,399
Odometer:
230,276 Miles
VIN:
1G4GC5EG8AF238276
2005 Nissan Frontier SE
in Melbourne, FL 32901
Used Car Lot Price:
$9,999
Odometer:
181,967 Miles
VIN:
1N6AD07U05C424024
2005 Chrysler Town and Country LX
in Melbourne, FL 32901
Used Car Lot Price:
$6,999
Odometer:
117,225 Miles
VIN:
2C4GP44R95R430813
2013 Volvo S60
in West Melbourne, FL 32904
Used Car Lot Price:
$8,555
Odometer:
133,167 Miles
VIN:
YV1612FH3D2206403
2017 Ford Focus SE
in Melbourne, FL 32935
Used Car Lot Price:
$7,995
Odometer:
175,469 Miles
VIN:
1FADP3F22HL242263
1997 Ford F-250
in Melbourne, FL 32935
Used Car Lot Price:
$7,995
Odometer:
188,415 Miles
VIN:
1FTFX28L3VNB35600
2001 GMC Sierra 1500HD SLE
in Melbourne, FL 32935
Used Car Lot Price:
$10,995
Odometer:
155,990 Miles
VIN:
1GTGK13U81F190822
2012 Honda Pilot Touring w/ Navigation & RES
in Melbourne, FL 32935
Used Car Lot Price:
$11,701
Odometer:
174,759 Miles
VIN:
5FNYF4H94CB013657
Refinancing a Car Loan in Melbourne
Looking to refinance a car in Melbourne? Typically, you'll have to wait at least a year or two to qualify for refinancing. This is because refinancing is usually only available for people with good credit, and when you've had to take out a bad credit car loan, it'll take time for you to build up your credit. When you're ready to refinance in Melbourne, there are a few things to make sure of before you get started.
First things first, people of Melbourne, your credit has to have improved since you originally financed in order to qualify for a better interest rate. Besides that, you'll also have to be current on your loan payments, have equity in your vehicle, and make sure that your car meets the lender's age and mileage restrictions. Your loan amount must also fall into the new lender's acceptable range.
Sometimes, it's best to try and refinance with your current lender, but if that's not an option, there are usually lenders in and around Melbourne or online that can help. Here at Drivers Lane, we don't deal directly with refinancing, but we can point you toward dealers that may have even better options when you chose to trade in your vehicle rather than refinance. To get connected to a local dealer who has the lending resources you need, just click here to fill out our easy auto loan request form.
Find financing with any credit score!
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