Can you purchase from costco without a membership

Here at Clark.com, we love Costco Wholesale! But not everyone is sold on the idea of having to pay to shop somewhere.

If you’re still on the fence about Costco, here’s how you can still shop or visit any of the more than 500 warehouse club locations across the country — without paying the $60 membership fee to get in the door.

Skip the Costco Membership and Still Get the Deals!

1. You Can Use a Costco Gift Card

Anyone can shop at a Costco if you have their version of a gift card — the Costco Cash Card.

One caveat here: If you choose to use a Costco Cash Card online and you’re aren’t a member, you’ll be charged 5% more than the stated price on everything except prescriptions.

Getting your hands on a Cash Card when you’re a non-member is easier than you think. Gift card resale aggregator GiftCardGranny.com sometimes has them available at a small discount to anybody who wants one!

2. Go With a Friend Who Is a Member

Costco lets members take up to two guests into the warehouse club.

Just be aware that if you’re the non-member going in with a friend, they’ll have to foot the bill and you’ll have to settle up with them after the trip.

3. Get Your Vision Tested

Non-members can use Costco’s optical services for exams and screenings.

But if you need to buy glasses, contacts or hearing aids, you’re going to need a membership or a friend who can get you in the store to purchase what you need on your behalf.

Of course, you could always use a gift card as we described in tip #1!

4. Fill a Prescription as a Non-Member at the Pharmacy

In an era of skyrocketing prescription costs, Costco routinely has some of the lowest prices on medications.

Best of all, you don’t have to be a member to use the Costco pharmacy. Some locations even have a separate entrance for non-members that leads directly into the pharmacy. Call your local store to check before heading out.

5. Show Up to Buy Alcohol

Many states prohibit the sale of alcohol through any club or membership. Check with your state laws to see if you’re able to enter Costco to buy alcohol.

6. Shop Online

Anyone can shop on Costco.com. But if you don’t have a membership, remember that you’ll have to pay a 5% surcharge.

More Costco Stories on Clark.com: 

  • Is a Costco Executive Membership Worth It?
  • 7 Things to Know Before You Buy Gas at Costco Wholesale
  • 5 Things to Know Before You Buy Glasses From Costco Optical
  • Costco Members: Here Are the Best Deals & Coupons This Month

Can you purchase from costco without a membership
Best Credit Card Welcome Bonuses for 2022 - If you're in the market for a new credit card in 2022, you may be hoping to cash in on the hundreds of dollars in sign-up bonuses offered to new customers. Welcome bonuses and offers are a marketing tool that…

When you buy through our links, Insider may earn an affiliate commission. Learn more.

  • There are two ways to shop at Costco without a membership: Costco.com and Instacart.
  • Both methods deliver your order to your home but come with additional fees and surcharges.
  • With the added fees, you may find it's more cost-effective to join Costco, which starts at $60.

LoadingSomething is loading.

Thanks for signing up!

Access your favorite topics in a personalized feed while you're on the go.

Why should you pay to become a Costco member when you can get in the door at so many other stores for free? You may think buying a Costco membership is equally silly after we outline how to use Instacart and Costco.com to shop at the major retailer without a membership.

However, using these services comes with an added cost, and in the long run, you may save money by simply buying a Costco membership. Below, we will show you how to shop without becoming a member and when it might be better to join.

You can shop at Costco without a membership using Instacart

The product selection on Instacart reflects the items that are available at the nearest Costco store. Instacart

Non-members can order from Costco using Instacart if there is a store in their range. The product range includes about 2,000 items, such as electronics, household items, nonperishable foods, health and beauty, alcohol, fresh and frozen foods, and some big and bulky items, including mattresses and office chairs.

While you don't need to be a member to use this service, the prices are lower if you enter your membership number. Whether you have a membership or not, you will still need to pay Instacart service and delivery fees, but you can have the items delivered to you in as little as two hours.

You can shop on Costco.com without a membership

Costco.com includes a grocery section, but its offerings are more limited than Instacart. Costco

Costco.com is also available to non-members, but you will be assessed a 5% surcharge on your order. Also, there are some items that are only available to members, so non-members can't access everything that's available. This includes vacuums and many large appliances, like refrigerators, washing machines, and HVAC equipment.

Costco.com charges members and non-members a shipping and handling fee for many items, a fee you don't have to pay if you're shopping as a member in-store. Browsing the site, some of the items that incur a shipping charge are beverages, vacuums, and paper products.

Looking around Costco.com, the selection is different from Instacart. For instance, you can't get popular fresh items like eggs, rotisserie chicken, and steaks on Costco.com, but they are available on Instacart. On Costco.com, you can get some larger items, like entertainment centers, sofas, and generators, that aren't available from Instacart.

Non-members who receive a Costco gift card (known as the Costco Shop Card) can also shop in-store and on Costco.com without joining.

We filled up our cart at Costco with all the products we used for our price comparison. James Brains/Insider

I polled members of two large Costco Facebook groups about their favorite products. Then I compared the prices of the products for non-members versus members using Instacart, Costco.com, and in-store member prices.

This is the price of each item in my area (Lansing/East Lansing, Michigan) at the time of this writing (October 2022):

Instacart's non-member prices came in lower than Costco's non-member prices. And with a Costco membership, you save $22.79 on Instacart, making it a less expensive option than Costco.com. After three Instacart orders like this in a year, a Costco membership would pay for itself. Yet, if you're a member, you would save another $11.71 by going to the store yourself rather than using Instacart.

Costco membership fees start at $60

It's easy to sign up for a Costco membership in store, but you can sign up online as well. James Brains/Insider

When considering how much more it costs non-members to buy Costco products, you might want to consider paying the $60 annual fee for a Gold Star membership. This membership will unlock savings on Instacart and Costco.com, while also allowing you to shop in-store. I make Costco trips a family event. We take our time going up and down the aisles, filling up on the plentiful food samples.

Costco also has an Executive membership that costs $120 annually and comes with a 2% in-store refund on qualifying purchases along with other benefits. 

Whichever membership you choose, you can cancel anytime and get a full refund if you are dissatisfied.

The bottom line

Our writer gets the best prices when he shops in store. James Brains/Insider

While you can use Instacart and Costco.com to shop at Costco without a membership, it tends to cost more. If there are specific items you want from Costco, evaluate how much extra they cost without a membership. You may find you actually save more if you just join.

James Brains

Home & Kitchen Reporter, Insider Reviews

James is a Home & Kitchen Reporter for Insider Reviews, where he specializes in sleep, HVAC, and kitchen appliances.  He has tested more than 30 mattresses from startups like Casper and legacy brands like Tempur-Pedic, using his background in experimental psychology to develop objective tests and evaluate comfort, support, motion transfer, and more. He authors our guide to the best mattresses.  In addition to being Insider Reviews' mattress expert, James has extensively covered robot vacuums, air conditioners, air purifiers, and more within the HVAC space. He's tested more than 20 robot vacs from brands like iRobot and Roborock over the years and is no stranger to keeping his house at a chilly 60 degrees Fahrenheit for weeks on end all in the name of testing air conditioners. He's a multifaceted writer who has covered everything from health and fitness to consumer technology. His mission is to help people get the most value for their money by guiding them in making informed buying decisions. James is currently based in Lansing, Michigan, where he lives in "The Barn Mansion," a three-story Dutch colonial home, with his wife, two sons, two cats, and a rambunctious rat terrier.  When James isn't testing products and writing for Insider, he's helping to run a popular local Facebook group, Lansing Foodies. See below for some of his work: The best mattress for every type of sleeper in 2021, according to our rigorous testing The 6 best robot vacuums we tested in 2021 The 6 best air conditioners we tested in 2021 The best Instant Pots and electric pressure cookers we tested in 2021 10 grilling essentials that chefs and pitmasters swear by for making the best BBQ The 5 best mattress toppers we tested in 2021 Contact info: Learn more about how our team of experts tests and reviews products at Insider here. Learn more about how we test kitchen products.

Read more Read less