Closest bank of america atm machine near me

Many do but it varies from bank to bank involved - my pattern of access varies from my wife's and we have account in different banks.

Really you need to check with your bank as to which you can use without the ATM charging - especially if relying on Cirrus access, although in my experience with UK issued ATM cards the system either gives you access for no charge from the ATM or simply won't give you access. If your ATM card also uses full Visa access then yo can go via that system.

Best way has some variables. Moneychangers inSIngapore are best financial value trading cash - and very competitive so a good one tends to have a long queue. Airport ones are slightly worse than those in the city. Use of ATM cards and credit cards depends upon the charges you attract on the base currency exchange rate - for my Uk card the charges are low enough on single maximum withdrawals to make the convenience worth the overall lower rate than changing cash. UK foreign exchange is truely appalling in rates by comparison to Singapore so I simply do not bother with changing SGD here.

My general pattern is land - hit an ATM in the airport for block of cash, go to other ATMs through the visit to top up cash if need be, and use a credit card for any big purchases.

The US banking market or your specific bank may alter the variables, so best talk to them - if the US security is anything like the UK, you will want to have your bank put a note on the account to expect ATM card use in Singapore or they may block the card.

Edited: 11 years ago

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Mankster

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2. Re: Bank of America ATM with no fee

11 years ago

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I yet to find an atm inSingapore that charges a fee for overseas ATM / credit cards. Your own bank may well charge an overseas usage fee so its best to check with them.

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AccidentalTourist69

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3. Re: Bank of America ATM with no fee

11 years ago

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I don't think BofA has a consumer banking presence here. If your ATM card has the Cirrus or Plus logo you can use it at any ATM here. You'll need to check the overseas transaction rates with your bank. Often, you'll get the best value by bringing USD in cash and exchanging it forSingapore currency at one of the various money changer outlets. It's very convenient and their rates are better than ATM, credit card and airport money changer rates.

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SammieAR

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4. Re: Bank of America ATM with no fee

11 years ago

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I used my Bank of America ATM card inSingapore to withdraw cash from one of the local ATM machines which I think was either OCBC or UOB that showed a VISA sign. I believe there were several local ATM machines at the basement of Marriot Hotel or Orchard MRT station.

I could not find a BofA branch or ATM machine anywhere in Singapore. But note that there is a charge of US$5 per foreign ATM usage and a 1% Foreign Currency Fee, so if you intend to use the local ATM machine, I suggest making larger withdrawal, at least enough for the duration of your travel to avoid repeatedly paying for the $5 ATM fee. Hope this helps.

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ArchiBoi

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5. Re: Bank of America ATM with no fee

11 years ago

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As most have already indicated, BofA has no presence in SG, so if you travel a great deal you may want to open a secondary account with a bank that does charge an ATM access fee. They are out there but it just takes some research. The bank I use here in the West Coast is First Republic and they do refund the access fee other banks charge for using their ATM and they do not charge for using other bank's ATM. I believe that First Republic has a branch in CONN, but it is in Greenwhich.

You may also want to double check a large multi-national bank that has branches everywhere - HSBC. They have ATMs in SG. They do have a no fee ATM program, however it entails an account in HSBC with a large min. balance.

Edited: 11 years ago

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ArchiBoi

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7. Re: Bank of America ATM with no fee

11 years ago

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No need for sarcasm :(

BofA has what they call a "Global ATM Alliance" where banks that are part of the alliance does not charge a fee to use their ATMs(you sitll have to pay the 1% or 2% intl. transaction fee for currency conversion).

Not sure whey they call it "Global" in the sense that certain banks in the following countries: UK, Ireland, France, Italy, Germany, Australia and New Zealand are the only ones in the alliance. Maybe it will expand.

Edited: 11 years ago

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8. Re: Bank of America ATM with no fee

10 years ago

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I spoke with B of A today. There is a $5 transaction fee + 1% of the exchange amount.

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Arya N

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9. Re: Bank of America ATM with no fee

10 years ago

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No fee? No way. Its a rare case.

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LeviTrop

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10. Re: Bank of America ATM with no fee

9 years ago

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Just an FYI you can withdraw money in Hong Kong with your BoA card from the China Construction Bank (CCB) with no fees and an excellent rate (was on par with what I found on Xe.com). It's kind of random and not posted on their website that I could find, so I wonder if there's a similar bank inSingapore that lets you do the same.

What ATMs use Bank of America?

You can use your Bank of America debit card or ATM card anywhere you see the CIRRUS symbol. In addition to CIRRUS, you can use ATMs with the Mastercard or Visa symbols. The symbol on the front of your card will indicate if your card is Mastercard or Visa.

What ATMs can I use with Bank of America for free?

You can access your accounts at thousands of automated teller machines (ATMs), all of which are audio ATMs. As a Bank of America account holder, you don't incur fees for withdrawals, transfers or balance inquiries at ATMs displaying the Bank of America name and logo.

What other banks are affiliated with Bank of America?

Bank of America Corporation affiliates include all entities that utilize the Bank of America, Banc of America, Bank of America Private Bank, Balboa and Merrill Lynch brand names.

Can I withdraw from Bank of America ATM with a different bank?

If you are withdrawing cash from a Bank of America ATM using a different bank's credit or debit card, then the withdrawal limit will be determined by the other bank, not by the Bank of America ATM. The ATM will allow you to withdraw whatever amount your card allows, and charge a usage fee.