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So I was actually shocked, I applied expecting to be denied for sure. My credit score was only 524 at applying, I did it anyways because I heard Apple offered help with a path to Apple Card (basically advice on how to build credit) for people with poor credit. But to my surprise they ended up approving me, only a 250$ limit but I’ve never been approved for any credit card before so I was super excited! I do agree they are behind on reporting which kind of sucks, but even with that, I applied in July 2019 with credit score 524 and now in February 2021 I am at 690. So although I’m not jumping up there super fast, it is for sure impacting my credit score in a positive way! I’m super happy! And trying to get another card now to continue improving my score!
Credit Karma Member
I applied for this card on 8/12/21 with my OUTSTANDING odds of getting approved. Not even five minutes after me applying I got denied. Good thing they said it will not affect my credit, but someone behind the credit karma scene needs to get the facts straight. There is no way I should have got denied if my odds were “outstanding”.
Credit Karma Member
As usual CK gave me outstanding approval odds so I applied and was denied lol, like why
Credit Karma Member
if you have fair credit & positive payment history i say go for it. before actually applying i used their preapproval system to make sure i qualifoed and to my surprise i did it wont affect your credit score until you accept the offer overall great card loving it so far
Credit Karma Member
I applied with a score of 715 and got denied. According to Credit Karma, I had an “outstanding” approval odd. This is HORRIBLE, this is false & misleading information
Credit Karma Member
Applied for the card after 12:30am on a Sunday. Credit score at 700+. I was approved with an $8,700 credit limit. I am satisfied.
Credit Karma Member
Was denied. Womp womp
Credit Karma Member
Applied for this card through Credit Karma and was approved immediately, apple support was very helpful and easy to make payments through app.
Credit Karma Member
A good card with good perks but downloading daily transactions into financial software like Quicken is impossible. Only option is to wait and download an entire monthly statement and then manually upload it into Quicken. For that reason alone it will remain a second string credit card for me and will not replace my primary card as I had planned.
Credit Karma Member
I love apple products and was excited to get this card. I've done a lot of research on it and when credit karma said I had an excellent chance, I thought I'd be solid. I only have one other credit card that is paid off every time it is used, I have no bad credit history, and have never missed ANY payments, but was still denied?? With a 700+ credit? Very confused. I'm young and just trying to build credit. Maybe I just didn't have enough history?