Sign up for Part B if you live in Puerto Rico or outside the U.S. See Coverage Options Generally, we advise people to file for Medicare benefits 3 months before age 65. Remember, Medicare benefits can begin no earlier than age 65. If you are already receiving Social Security, you will automatically be enrolled in Medicare Parts A and B without an additional application. However, because you must pay a premium for Part
B coverage, you have the option of turning it down. You will receive a Medicare card about two months before age 65. (Note: Residents of Puerto Rico or foreign countries will not receive Part B automatically. They must elect this benefit.) If you would like to file for Medicare only, you can apply by calling 1-800-772-1213. Our representatives there can make an appointment for you at any convenient Social Security office and advise you what to bring with you.
When you apply for Medicare, we often also take an application for monthly benefits. You can apply for retirement benefits online. If you didn’t sign up when you were first eligible for Medicare, you can sign up during the General Enrollment Period between January 1 and March 31 each year, unless you are eligible for a
Special Enrollment Period. Content created by Digital Communications Division (DCD) You must be logged in to bookmark pages. If you become eligible for Medicare because of a disability
and have been receiving Social Security Disability Insurance (SSDI) or railroad disability annuity checks for 24 months, you should automatically be enrolled in both Medicare Parts A and B at the start of your 25th month. You should not have to contact anyone. You should receive a package in the mail three months before your coverage starts with your new Medicare card. There will also be a letter explaining how Medicare works and that you were automatically enrolled in both Parts A and B. If you get Social Security retirement benefits, your package and card will come from the
Social
Security Administration (SSA). If you get railroad disability annuity checks, your package and card will come from the Railroad Retirement Board. The letter also explains that your monthly Part B
premium will be automatically deducted from your Social Security check or railroad disability annuity check beginning the month your coverage
begins. Typically, you should not turn down Part B unless you have insurance based on your or your spouse’s current work
(job-based insurance). If you do not have job-based insurance and you turn down Part B, you may incur a premium penalty if you need to sign up for Medicare
coverage in the future. Also, if your job-based insurance will pay secondary after you become eligible for Medicare, you should consider enrolling in Medicare in order to have primary coverage and pay less for your care. If you were not automatically enrolled or have other
enrollment questions, contact your local Social Security office
or Railroad Retirement Board field office. |
Does social security automatically enroll you in medicare
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