First commonwealth federal credit union online banking

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA / SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Financial Advisors are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

CFS representatives do not provide tax or legal guidance. For such guidance please consult with a qualified professional. Information shown is for general illustration purposes and does not predict or depict the performance of any investment or strategy. Past performance does not guarantee future results.

First commonwealth federal credit union online banking
First commonwealth federal credit union online banking

Banking just got easier.
Way, way easier.

Yes, I’m In!

Lafayette College + First Commonwealth Federal Credit Union

First commonwealth federal credit union online banking

Fall in Love with Your Ride

Get approved before you buy! Improve your bargaining power at the dealership.

Equal Opportunity Lender. Insured by NCUA. Click "Learn More" for details.Learn More

First commonwealth federal credit union online banking

Your Destination Awaits

Access your home equity to get you wherever you‘re going in life.

Equal Housing Lender. Click “Learn More” for details.Learn More

First commonwealth federal credit union online banking

Checking that Works for You

From basic to fully-loaded, find the checking account that’s right for you!

Compare Now

When a community banks together, everyone thrives.

As an employee of Lafayette College, not only is your membership free, but we’ll put $5 in your savings account to get you started on the road to financial happiness.

At First Commonwealth Credit Union, we’ve been putting our members first since 1959. And with over 60 years experience, we are the full-service, member-owned, not-for-profit financial cooperative our Lehigh Valley community deserves. We want to help you belong, grow, and thrive.

We exist to provide uncommonly exceptional service, which is why we designate a representative to tailor and craft a financial program that is specific to you. Plus, we offer a variety of financial services with features custom built to help you achieve your goals.

Our credit union was founded and is headquartered in the Lehigh Valley, and our focus has always been on helping our communities thrive. So the success of everyone in the region is the driving force behind everything we do.

With 12 convenient locations across the Greater Lehigh Valley plus access to over 6,000 shared branching locations and surcharge-free ATMS from coast to coast, 24/7 Account Access with Digital and Remote Banking, concierge banking services, and real, human associates you can actually talk to, we’re committed to making your banking experience better.

In addition to unmatched service and free membership, here are some other member benefits:

  • Free Financial Health Check-ups
  • Free Financial Counseling
  • Access to investment advisory
  • Free Debt Counseling
  • 24/7 Access to Digital Banking, Remote Deposit, Personal Financial Manager
  • Contactless banking including Remote Deposit, ApplePay and our NEW contactless cards
  • Earn 1.5% cash back with our Empower Credit Card
  • Value checking with no minimum balance or monthly fees, free bill pay, fraud protection and direct deposit bonus
  • Exclusive access to preferred pricing, partner offers, TicketsAtWork®

Home Equity Loan

10 Year fixed rate as low as


5.15% APR*

Certificate Special

Up to 27 Months


3.10% APY*

Auto Loan

36-Month as low as


3.74% APR*

Meet your team.

Schedule an Appointment


To help set up and personalize your First Commonwealth account, we’ll connect you with a banking concierge to answer your questions and get you up and running.

We’re Here to Help

First commonwealth federal credit union online banking

Connect with Us

Questions about membership or opening account? Want to schedule an appointment?

Contact Us

First commonwealth federal credit union online banking

Special Offers

Join today for free and get up to $350*

*Click Learn More for details

Learn More

First commonwealth federal credit union online banking

Apply for a Loan

We offer a wide variety of loans, including auto loans, home loans, personal loans and credit cards.

Apply Now

First commonwealth federal credit union online banking

Financial Wellness

We want to empower people to make the best financial decisions and develop a healthy relationship with money. Check out our free online resources.

Learn More

First commonwealth federal credit union online banking

Surcharge-Free ATMs

Need more account access? We've got you covered with our network of Shared Branching and Surcharge-Free ATMs so you can access your funds and use your First Commonwealth card wherever you are.

Learn more

To switch your account:

First Commonwealth’s Routing Number: 231379199


To report a lost or stolen ATM, VISA Debit Card, or VISA Credit Card:

In the United States, call toll-free: 1.855.710.3064
Internationally, call collect: 1.303.967.1096

How do I log into my first Commonwealth Federal Credit Union account?

In the online banking login box, enter your User ID (your password is entered on a separate page). Initial User ID will be: fc + your account number (fc#######).

Can I pay my first Commonwealth Bank Loan Online?

Account Questions You can also make online loan payments on our secure site.

Does First Commonwealth Federal Credit Union use Zelle?

It's easy — Zelle is already available within the First Commonwealth Bank mobile banking app! Check your app or sign-in online and follow a few simple steps to enroll with Zelle today.

Is First Commonwealth Bank a good bank?

First Commonwealth Bank Named Second Best Bank in Pennsylvania by Forbes.