Please enter your bank account details for payouts via direct deposit.
* To get paid in Singapore Dollar, please register for a bank account in Singapore.
* Ensure that the correct information is entered to prevent a delay in receiving your payout.
Name on Account
Enter a valid Name on Account as it appears in your banking records to ensure there is no a delay in receiving your payout.
SWIFT BIC code
A SWIFT code is the 11-digits unique identification code for a particular bank. If your SWIFT code has 8 digits only, please add “XXX” at the back of your SWIFT code to make it 11 digits.
For example:
DBS BANK = DBSSSGSGXXX
UNITED OVERSEAS BANK LIMITED = UOVBSGSGXXX
Bank code
Bank Codes are 4-digit codes registered to a bank.
For example:
DBS Singapore = 7171
UOB Singapore = 7375
Branch code
Branch Codes are 3 digit codes registered to a branch.
Account number
Account numbers are generally 7-15 digit numbers registered to a bank account.
For OCBC, HSBC and State Bank of India, you will need to include the branch code followed by the account number.
Please enter your account number without any hyphens, punctuation or spaces.
UOB = 10 digit account number. Example: "9102031012"
DBS = 9-10 digit account number. Example: "0052312891". If the account number has only 7 digits, please add a branch code (3 digits) at the beginning of the account number.
POSBank = 9 digit account number. Example: "084102395"
OCBC = Length of account number varies. Enter the branch code followed by the account number. Example: "5501089550"
HSBC = Length of account number varies. Enter the branch code followed by the account number. Example: "146172002492"
Standard Chartered = 10 digit account number. Example: "1803645852"
This is due to the way we set up the Aspire accounts. Aspire is a Singapore-based payments services provider that partners with multiple financial institutions to save you time and money. For the SGD Account, Aspire holds a Master Account in DBS Bank whereby the funds are kept in segregated Virtual Accounts (VA) for each of our customers.
The VA number is 12-digits long. This is what you use to receive bank transfers via FAST, GIRO, and MEPS directly into this account number, as well as payouts from online platforms, i.e. Paypal.
For more information on receiving payments into your SGD Account, please refer to this FAQ.
Questions? Please let us know here and we will get back to you during business hours (Mon - Fri, 9:30 AM - 6:30 PM SGT).
First, it's helpful to understand that there are three potential numbers you’ll need to keep tabs on in a bank transaction process. These include the routing number, SWIFT code, and your account number. Let’s take a closer look at each.
Routing Number
Routing numbers are assigned to individual banks. Each banking institution has its own unique routing number, but not each individual customer at those banks.
Many (or all) customers at a financial institution will share the same routing number. Some of the largest banks have multiple routing numbers though based on location or account type. So, for example, a Chase Bank customer located in California may have a different routing number assigned to their account than the one that's assigned to a Floridian Chase Bank customer's account.
In some cases, you may see the routing number referred to as the ABA number. That stands for the American Bankers Association. The ABA issues routing numbers to federal or state charted financial institutions.
SWIFT Code
You may need to provide a SWIFT code if you're dealing with international money transfers. A SWIFT code is an eleven-digit number that identifies international banking institutions.
The eleven digits are composed of a four-letter bank code, a two-letter country code, a two-digit location code, and an optional three-digit branch code. This code helps keep track of where money is coming from in a transfer.
Account Number
Finally, your bank account number is a unique series of numbers that identifies your account. Typically, account numbers range between eight to twelve digits.
If your account number is in the wrong hands, bad actors could potentially authorize a transfer of funds out of your account. So these numbers are especially important to safeguard.
Where To Find Your Bank Account Number
Now that you know the basics of bank account numbers. it's time to learn where you can find these three different numbers. Luckily, there are a few different places to look for this information.
Physical Checks
If you happen to have physical checks around the house, it can be the easiest place to look for your bank account number and routing number. Importantly, this is the one place you won’t find a SWIFT code.
With your check in hand, you’ll typically find your nine-digit routing number in the bottom left corner of the check. After the routing number, you’ll see your account number.
Don’t let those last few digits confuse you! The final set of numbers of your check is just the check number.
Bank Account Statement
Whether you receive a paper bank account statement in the mail or receive paperless versions, you can find all of the account numbers you need. The exact placement of your account number will vary from bank to bank. But typically, this important information is near the top.
Bank Online Portal
Online banking portals can make life easier in so many ways. That includes when you need to find your bank account numbers. Simply log into your bank’s online portal. Once you're in, you’ll need to poke around to find your account number.
Different banks place the information in different places. But in some cases, you’ll see your account number right before your account name. In others, you may need to head to the account details area.
By default, many banks will only show the last few digits of your bank account number preceded by Xs. For example, you may see something like this: XXXX-XXX-1234.
Banks do this for privacy purposes so that if you happen to log in to your bank account's online portal in a public place, your full account numbers won't be visible. In most cases, you can simply click on the account number to unmask the hidden digits.
Need More Help? Call Or Visit Your Bank
Another way to find your bank account numbers is to give your bank a call. You can simply ask the automated service or representative something like "What's my SWIFT code?"
Note that you may need to provide additional information (such as security pins or passphrases) to receive your account number over the phone.
Finally, you can head to your local branch if you need more help. Be prepared to present appropriate identification to obtain the account numbers you're searching for.
Protect Your Bank Account Numbers
The routing number and SWIFT codes of any financial institution are readily available to all customers. You may even find these numbers on the home page of a bank or credit union.
But your bank account number is more confidential. Once you find your account number, make sure to keep it to yourself.
Never share your sensitive financial information with someone you don’t know. Additionally, take the time to scan over your bank transactions regularly. If you see something that you didn't authorize, contact your bank right away.
Final Thoughts
You can use your bank account numbers to facilitate banking transactions easily. Once you find the numbers you need, you can set up bill pay or direct deposit, both of which can make it easier to automate your financial life.
In the past, many people kept physical checks or handwritten notes handy to keep track of their bank account numbers. But thankfully with the advent of online banking, this information is now usually only a few taps or clicks away. Check out our favorite online banks here >>>
Robert Farrington
Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page, or on his personal site RobertFarrington.com.
He regularly writes about investing, student loan debt, and general personal finance topics geared towards anyone wanting to earn more, get out of debt, and start building wealth for the future.
He has been quoted in major publications including the New York Times, Washington Post, Fox, ABC, NBC, and more. He is also a regular contributor to Forbes.