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Policyholders – Customer ServicePlease contact your agent for questions concerning your policy. Your agent’s contact information can be found on your policy declarations page. For general inquiries you may reach us at our toll free number or you may find the answers for many of your questions on our FAQs page. Claims QuestionsImmediately call Heritage Insurance toll-free at 1-855-415-7120 to report how, when and where the damage occurred. Provide a description of the damage, and if possible, have your policy number handy. Our claims department is at your service 24 hours a day, 7 days a week. Platinum Preferred Savings Program members can call the Platinum Preferred Claims Hotline at 1-855-474-6526. What is Assignment of Benefits?An assignment of benefits (AOB) is a contract between you and a third party – typically a contractor, roofer or water mitigation company – giving them the right to deal directly with Heritage and receive payment for your claim. When you sign an AOB, you give up your right to manage your claim and ensure it is resolved to your complete satisfaction. To submit by regular mail or via overnight mail send to: Agency Services – General Inquiries & UnderwritingPlease refer to the following information for general inquiries and underwriting. UnderwritingPaymentsPayments can be made though our secure, online portal, or by mail. Submit a QuestionFill out the form below to have a representative contact you. * indicates required field Why did this happen?Please make sure your browser supports JavaScript and cookies and that you are not blocking them from loading. For more information you can review our Terms of Service and Cookie Policy. Need Help?For inquiries related to this message please contact our support team and provide the reference ID below. Block reference ID: It's easier and more affordable than you think! Most people qualify and no medical exam is
required! Click now to get a FREE final expense insurance quote from the Funeral Advantage program. Get My Free Quote It's easier and more affordable than you think! Most people qualify and no medical exam is required! Click now to get a FREE final expense insurance quote from the Funeral Advantage program. Get My Free Quote Like everything today, funeral costs are
rising. It's not uncommon for funeral costs to run tens of thousands of dollars, potentially leaving loved ones with a big financial burden. But there is a simple solution. The Funeral Advantage program was designed to be a one stop easy way for Americans to protect their loved ones from this possible financial hardship. Funeral Advantage is a
Final Expense Life Insurance Cash Benefit that offers easy qualification and a streamlined application process. Commonly known as burial insurance or funeral insurance, final expense insurance is designed to help cover end-of-life expenses. No health examinations are
necessary — only a few health questions on a one-page application. Most people get coverage, even with health issues. Family Support Services are provided at no additional cost to every policyholder through the Funeral Consumer Guardian Society® (FCGS). Upon the death of a Funeral Advantage policyholder, a live representative from the FCGS is ready
to go into action on your family's behalf to help surviving loved ones cope with the many details that immediately arise. You can read Lincoln Heritage Funeral Advantage reviews.
Fast Cash to Cover Final Expenses Approved Claims Paid in 24 Hours No guidance or savings No support offered Confusing insurance applications The Life Insurance Cash BenefitFuneral Advantage insurance policies are underwritten by Lincoln Heritage Life Insurance Company® — one of the nation's largest final expense insurance companies. We specialize in helping people cover their funeral costs and other final expenses.
The Family Support ServicesWhen a policyholder passes away — we want to make sure things go smoothly and easily for the loved ones taking care of the funeral arrangements. On your behalf, the Funeral Consumer Guardian Society (FCGS) immediately goes into action to help surviving loved ones in charge of funeral arrangements cope with the many details that immediately arise.
The FCGS is not affiliated with any religion, funeral home, cemetery, or any particular funeral approach. There is never any obligation or pressure to buy anything from anyone. FCGS has saved policyholder families millions of dollars on funeral costs over the years. Funeral Advantage ReviewsEvery day, we receive letters and online reviews from beneficiary families who have experienced the fast claims service of the Funeral Advantage program. With approved claims paid in 24 hours, we ensure our policyholder families have the money they need to fulfill their loved one's final wishes. Read more Funeral Advantage reviews. Patricia Brown 5 Star Rating "I wanted to thank you so very much for the quick response in processing and handling my son’s claim. Betty Lee 5 Star Rating "I appreciate your deepest sympathy in the loss of my brother. Your service is fast with the process of the claim and I will recommend you to anyone without life insurance. Thank you for your service." Heidi May 5 Star Rating "Their help, communication and timeliness was excellent. I very much appreciate working with Lincoln Heritage. Thank you for the ease with which you made the process." Anthony Moyers 5 Star Rating "Great experience. Timely response to everything that was needed. Thank you for your help making this terrible time a bit easier on my family and I." Shane Seeley 5 Star Rating "No hassle and fast. Very courteous and sympathetic and when they said the insurance check would be there right away it was. Awesome company! Thank you!" Mrs. BH, Inwood, WV 5 Star Rating "Thank you so much in the handling of my mother's claim on my behalf. Mom always worried that I had so much stress on me, taking care of her these last two years. These past few months she suffered ever so much with her cancer. I know she is smiling from Heaven and blessing you for all your help and words of comfort." Mrs. TB, Vancouver, WA 5 Star Rating "I just wanted to let you know how I Appreciated the sympathy your staff showed me when dealing with your company. It has been hard dealing with my father's death and your company didn't send me through a lot of changes regarding his policy. Also, your company handled our claim in a timely manner. Again, thank you for your company and the excellent customer service." Mr. SK, Ludington, MI 5 Star Rating "As a family, we want to express our deep appreciation for your promptness in processing our claim. Going through the death of a loved one is never easy, but your excellent timetable of response and the manner in which you responded is exemplary. The funeral home, which we dealt with, had never experienced such ease and convenience." How Funeral Advantage Assists SeniorsSeniors are one of the most under-served age groups in the life insurance industry. Most life insurance companies focus on selling term insurance to younger age groups because the premiums are higher – making them more money. Most seniors don’t need term insurance. They need something that will help cover their end-of-life expenses like funeral costs and any medical bills they leave behind. But qualifying can be challenging, especially if you’ve had health issues. That’s why Funeral Advantage was created. Funeral Advantage from Lincoln Heritage Life Insurance Company assists seniors and their loved ones by helping them plan and pay for their final wishes. With low rates starting at just $15 a month, Funeral Advantage is an affordable whole life insurance policy that helps families when they need it most. Upon a Funeral Advantage member's death, there are literally hundreds of decisions to be made by the surviving loved ones — some potentially very costly. The Funeral Consumer Guardian Society (FCGS) immediately goes into action to help those in charge of funeral arrangements cope with the many details that immediately arise. With Funeral Advantage from Lincoln Heritage℠, everything can go as smoothly as possible for your loved ones during a time of intense emotions and stress. Is Lincoln Heritage whole life insurance?Funeral Advantage from Lincoln Heritage Life Insurance Company assists seniors and their loved ones by helping them plan and pay for their final wishes. With low rates starting at just $15 a month, Funeral Advantage is an affordable whole life insurance policy that helps families when they need it most.
Is Lincoln Heritage Life Insurance legit?Lincoln Heritage has decent financial ratings — but overall, the company is not one of the best life insurance companies. Their A.M. Best Rating is A-, or Excellent, and the company's NAIC Complaint Index is the same as the national median for life insurers.
How do I file a Lincoln Heritage claim?File A Lincoln Heritage Claim. If your loved one was a member of the Funeral Consumer Guardian Society® (FCGS), please call them at (866) 571-2772, 24 hours a day to report their death.. To report your claim by phone, call our service center at (855) 706-2396.. To report your claim by mail, fax or e-mail.. How long has Lincoln Heritage been in business?Lincoln Heritage Life Insurance Company was founded in 1963 — a time when final expense insurance claims could take several months to be paid to policyholders. Meanwhile, the concept of fast overnight claims payment and 24-hour service for both agents and customers was more fiction than fact.
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