Members 1st federal credit union mobile deposit funds availability

No matter where you are, easily deposit checks to your Members 1st checking account without having to visit our office. With the Members 1st of NJ Mobile App downloaded to your smart phone, use the app to take a photo of the check and send it to us for review to deposit. It’s that simple.

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How Long Does Members 1st mobile deposit take?
Are mobile deposit funds available immediately?
How long does it take for a check to clear members first?
Does Members Credit Union have mobile deposit?

Read over the listed items for any questions you may have, and if you’re still interested, fill and submit the form below.

Member Qualifications

Must have a positive balance in your account
Account is not classified as dormant
Account has a current street address
No charged off accounts
Account must be opened for 30 or more days
Must be over 18 years of age

Proper Check Endorsement

Endorsements must be made on the back of the share draft or check within 1½ inches from the top edge. Your endorsement must include the following three items:

Signature
Account number
“For Mobile Deposit”

Ineligible Items

Checks made payable to cash.
Checks stamped with a “non-negotiable” watermark.
Checks payable to any person or entity other than you (i.e., payable to another party and then endorsed to you).
Checks payable to you and another party who is not a joint owner on the account.
Checks that contain evidence of alteration, or that you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the check is drawn.
Checks that are “stale dated” (more than six months old) or “postdated” (dated later than the actual date).
Checks that have been previously negotiated.
Checks that are incomplete.
Foreign Check issued by a financial institution in another country
Members 1st of NJ FCU reserves the right to refuse any item.

Eligibility for Mobile Deposit is subject to Credit Union approval. You must be a member to apply for Mobile Deposit. You must have a checking account.

Members 1st of NJ FCU
37 W. Landis Ave.
Vineland, NJ 08360
P: 856-696-0767
F: 856-696-3579

How Long Does Members 1st mobile deposit take?

Regardless of the above circumstances, in all cases the first $250 of all deposits will be made available the day of deposit. If the funds are deposited to a new account (for new member) that is less than 30 days old, all funds deposited will be available on the 5th business day after the date of deposit.

Are mobile deposit funds available immediately?

Unless a hold is placed, deposits on a business day before cutoff time will be processed that night and are generally available the next business day.

How long does it take for a check to clear members first?

Funds from deposits of cash, wire transfers, and the first $5,000 of a day's total deposits of cashier's, certified, teller's, travelers, and federal, state, and local government checks will be available on the next business day after the day of your deposit if the deposit meets certain conditions.

Does Members Credit Union have mobile deposit?

No need to come to the credit union office to deposit your checks into your account! Save time and money by depositing your checks by phone. Sign up is quick and easy. Download and read the Mobile Check Deposit Agreement and the Mobile Check Deposit Rules and Procedures.

members 1st federal credit union mobile deposit funds availability