Michigan first credit union mobile deposit funds availability

For access 'on-the-go'

Mobile Banking

Once you have established your login credentials with our online banking service, Netbranch; you can further your convenience and access to your account, by downloading our Mobile Banking App, Family First CU Michigan app!

Download from your app store. Search: Family First CU Michigan

Mobile Deposit is also available with our Mobile Banking app.

Michigan first credit union mobile deposit funds availability

Please note: You must be signed up for Netbranch prior to using the mobile app. Until your device is registered, you will have to answer one of the security questions you set up with your original NetBranch registration. Data & message rates may apply.


Mobile Deposit                                                                     

Our Mobile Deposit services makes it easy for you to deposit your check, wherever you may be.                                                          

  • Log into your Fam1st App & Click, Deposit.
  • Select the account ID you want to deposit into along with the amount of the check.
  • Endorse the check & dictate “For Mobile Deposit Only”.
  • Take photos of the front & back of the check in a well lit area against a dark background.
  • Click Confirm.

It’s that easy!

Please note:
Any deposit made after 3:00 pm will not show up until the next business day. There is a daily deposit limit of $5,000. Data & message rates may apply.

Disclaimer: Not all Virtual Branch features are available through the Fam1st App. Please contact FFCU for more details. Check with your wireless service provider for any data usage charges.

Are mobile deposits available same day?

Funds will generally be made available the same day if deposited on a business day before 8:00 PM. The daily deposit limit is $5,000 per account. For peace of mind, you'll receive an email when you deposit the check AND when the funds are available in your account.

Are mobile deposit funds available immediately?

Unless a hold is placed, deposits on a business day before cutoff time will be processed that night and are generally available the next business day.

Do mobile deposits clear same day?

Mobile deposits can clear in just a few minutes, but it's best to expect about one business day.

How long does First Bank mobile deposit take?

Our policy is to make funds from your cash and check deposits, including check deposits made by Mobile Deposit, available to you on the first business day after the day we receive your deposit. Electronic direct deposits will be available on the day we receive the deposit.