Online joint bank account opening with zero balance

*Get a Delsey Clavel 70cm Luggage, or up to S$120 cash credit comprising of EITHER 1a) S$70 cash credit, OR 1b) S$30 cash credit and 2) S$50 cash credit

Delsey Clavel 70cm Luggage is only for the first 200 New to UOB Deposits customers per calendar month who:

1. Successfully open a new KrisFlyer UOB Account or UOB One Account together with a Mighty FX account online between 1 November 2022 to 31 December 2022; and
2. Deposit at least S$5,000 into their new KrisFlyer UOB Account or UOB One Account within the account opening month and hold it till the end of the following calendar month.

OR

1a) S$70 cash credit is only for the first 200 New to UOB Deposits customers per calendar month who:

1. Successfully open a UOB Lady’s Savings Account, UOB Uniplus Account, UOB Stash Account, UOB KrisFlyer Account and/or UOB One Account online between 1 November 2022 to 31 December 2022; and
2. Deposit at least S$5,000 into their new UOB account within the account opening month and hold it till the end of the following calendar month.

OR

1b) S$30 Cash Credit is only for the first 200 existing to UOB Deposits customers per calendar month who:

1. Successfully open a UOB Lady’s Savings Account, UOB Uniplus Account, UOB Stash Account, UOB KrisFlyer Account, or UOB One Account online between 1 November 2022 to 31 December 2022;
2. Deposit at least S$5,000 of fresh funds into their new UOB account within the account opening month and hold it till the end of the following calendar month; and
3. Fresh funds deposited into the new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all other UOB current accounts and/or savings accounts of the customer as at 31 October 2022.

Click here for full terms and conditions.

AND

2) S$50 cash credit is available under the UOB Salary Credit Campaign (1 March 2022 to 31 December 2022) for customers who have:

1. Successfully submitted an online participation form here ; and
2. Successfully credit monthly salary (of at least S$1,600) into an Eligible UOB Account via GIRO within two calendar months from the date of submission of the participation form.

Click here for the Terms and Conditions governing UOB Salary Credit Campaign (1 March 2022 to 31 December 2022).

+UOB Passbook Savings and Uniplus Account Promotion (1 November 2022 to 31 December 2022) (“Promotion”) is only valid from 1 November 2022 to 31 December 2022, both dates inclusive (“Promotion Period”). You are required to deposit incremental Fresh Funds in the specified amount during the Promotion Period and successfully submit an SMS registration to UOB for this Promotion during the Promotion Period. Interest awarded in this Promotion depends on your incremental fresh funds deposited for this Promotion and if you qualify as a New Salary Accountholder, Existing Salary Accountholder or Non-Salary Accountholder. Click here for full terms and conditions.

*Eligible Accounts: UOB One Account, UOB Stash Account and UOB Lady's Savings Account. UOB 12 Gifts of Christmas Savings Promotion (1 November 2022 to 31 December 2022) (“Promotion”) is only valid from 1 November 2022 to 31 December 2022, both dates inclusive (“Promo Period”). You are required to deposit incremental fresh funds in the specified amount into your Eligible Account during the Promo Period and successfully submit an online participation form to UOB for this Promotion during the Promo Period. Cash credit awarded in this Promotion depends on your actual participating deposit amount for this Promotion. Participants who are eligible to receive a cash credit under this Promotion will be automatically enrolled into the Lucky Draw. Full terms and conditions apply and can be accessed here .

Terms and conditions apply. Please visit go.uob.com/oneaccount for details.

1Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$100,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.

The maximum annual interest for deposits of S$100,000 in the One Account is S$5,000 and is calculated based on the maximum effective interest rate (EIR) of 5.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/ “PAYNOW SALA”) in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 3.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 5.00% p.a. for deposits of S$100,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/”PAYNOW SALA”) in each calendar month.

Terms and conditions apply. Please visit uob.com.sg/stash for details.

2Maximum effective interest rate (EIR) on the UOB Stash Account ® is 0.58% p.a. for deposits of S$100,000, provided the customer’s Monthly Average Balance for the present calendar month is equal to or more than the Monthly Average Balance for the preceding calendar month. 3Monthly Average Balance refers to the summation of each day-end balance in the UOB Stash Account ® for each calendar month divided by the number of calendar days for that month.

Terms and conditions apply. Visit uob.com.sg/KrisFlyerUOB for full terms and conditions.

4KrisFlyer miles will be calculated for every S$5.00 of the monthly sum of your Eligible Transactions. Minimum S$1,000 deposit balance must be maintained in KrisFlyer UOB account to earn bonus KrisFlyer miles. Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB account. Interest is not payable on the credit balance of a KrisFlyer UOB Account.

5Only valid for salary credited (S$2,000) through GIRO with the transaction reference "SALA".

Terms and conditions apply. Please visit uob.com.sg/ladysaccount for details.

6Applicable to New to UOB customers who are Singaporeans/PRs with MyInfo login and existing UOB customers applying as a single-named applicant with Myinfo login or bank details online. Applications submitted between 8.30am to 9pm will be opened instantly. Applications received outside these times will be processed the next working day. Applications are subject to UOB’s approval.

7UOB Salary Credit Campaign (1 March 2022 to 31 December 2022) Terms and Conditions apply .

8Eligible UOB Account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash ® Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.

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