Pay credit card with debit card capital one

Pay your Capital One credit card bills in cash quickly and reliably at your local Money Services.

No need to send checks or cash in the mail when your Capital One credit card bill arrives. Your nearest Money Services – which you’ll find using our store locator tool – can help you send payments easily and conveniently, saving you time, money and hassle.

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Pay your Capital One credit card bill

Just bring the cash or debit card to cover the payment and fee, the bill stub and your account number – we’ll handle the rest.

Arranging to pay your credit card bills with Money Services is easy.

It saves time

• Pay all your bills in one go without having to visit different stores
• We’re open late so visit us on evenings and weekends

It saves you money

• We offer everyday low fees
• Earn coupons and discounts for managing your money with us

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Capital One Contact

If you have a question about your Capital One bill that isn’t something your Money Services team can answer, you can contact them direct.

Capital One online support: capitalone.com/contact

About

Capital One is one of America’s most recognized banks, and one of the 10 largest in the country. The company serves around 45 million customers and is still run by its founder, CEO Richard D. Fairbank, who started the company in 1988. Capital One has circa 1,000 branches in states including New York, Louisiana, Texas and the District of Columbia. It also has international businesses in the UK and Canada.

Capital One has been named in Fortune’s 100 Best Companies to Work For, Business Week’s Best Places to Launch a Career and DiversityInc’s Top 50 Companies for Diversity.

Payments

• Western Union
• CheckFreePay
• Firstech
• Fidelity Express
• Money Gram

This retailer is an authorized delegate of CheckFreePay Corporation, Fidelity Express, Firstech, MoneyGram and Western Union pursuant to Chapter 151 of the Texas Finance Code, Subchapter E, Conduct of Money Transmission Business.

Kroger engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram® Payment Systems, Inc. under Chapter 151 of the Texas Finance Code. If you have a complaint, first contact MoneyGram® Payment Systems, Inc., at 1-800-MONEYGRAM. If you still have an unresolved complaint regarding the company’s money transmission or currency exchange activity, please direct your complaint to the Texas Department of Banking: 2601 North Lamar Boulevard, Austin, TX 78705-4294 1-877-276-5554 (toll free) www.dob.texas.gov

With more than 30 million credit card users, India is one among the countries having most number of active credit cards. As the demand for credit cards has been on rise, credit card companies are compelled to provide better services to attract more customers to their products.

Credit card bill payments being one of the important aspects in credit card management, banks and credit card companies are coming up with new ways to make it fast and convenient for customers. With more and more customers opting for convenient and easy to use channels, the banks are offering both online and offline payment modes to provide a range of options for the credit card holders.

Paying credit card bill using a debit card is one of the options offered by quite a few banks. As every wallet today has a debit card, paying credit card bill using a debit card is more convenient for the cardholders.

One interesting thing about debit card payment is that cardholders can use both online and offline modes to pay the bill. However, only a few banks allow debit card payment through both the channels.

Paying Credit Card Bill Using A Debit Card (Online)

The most common online method that banks offer you to pay your credit card bill using a debit card online is through a payment portal or an online channel that exclusively allows debit card payments.

Another method which indirectly accepts debit card payments online is the net banking facility of other banks. The channel is especially helpful when you want to make one bank’s credit card bill with another bank’s debit card.

The net banking facility, however, may not allow you to make payment directly with the debit card, but allows you to pay from the account linked to the debit card, provided you’re registered for the facility with your bank.

Paying Credit Card Bill Using A Debit Card (Offline)

One popular offline method to pay your credit card bill using a debit card is to pay through the respective bank’s ATM kiosk. Most of the banks allow you to visit their bank ATMs to make credit card payment of their own credit cards. However, you cannot use a debit of one bank to pay credit card bill of another bank. And unlike ATM cash withdrawals, credit card payments must be done at the respective bank ATMs not at any other bank ATMs.

For instance, if you’re paying HDFC Credit card bill, you need to visit only HDFC ATM, not other bank ATMs. And by using the ATM, you can either pay the total amount due or the minimum amount due on the card, not whichever amount you want to pay.

Paying Credit Card Bill Using Another Bank’s Debit Card

The option to pay credit card bill of one bank with another bank’s debit card is currently available only with a few banks. However, as mentioned earlier, you can use the account linked to the debit card to clear your credit card dues. Again, banks accept credit card payment only from selected bank’s net banking accounts.

You can register for the bank’s net banking facility from which you would like to transfer funds to pay credit card bill of another bank.

Benefits Of Paying Credit Card Bill Using A Debit Card

• The online credit card payment using a debit card, just like any other online channel, is convenient, saves your time compared to other offline methods where you need to physically go and make the payment.
• Both the online and offline modes of credit card payment using a debit card are offered free of cost by most of the banks. You don’t have to pay anything extra to use the facility.
• Most of the banks allow you to make credit card payments using a debit card without any registration. You can directly enter your debit card details in the payment channel or use your debit card at the bank’s ATM to make payment.
• Payments using a debit card can be made from anywhere in India and at any time. While the online channels are always open to accept credit card payments, even the offline channel like bank’s ATMs is available 24x7 at every nook and corner in the country.
• Whether you are making a credit card payment online or offline, you are doing it through bank provided channels, either payment platforms or ATMs. Hence, you can be rest assured about the security of your information especially the sensitive data such as the card numbers, CVV, PINs, passwords, etc., which are involved in the payment process.
• Credit card payment made using same bank’s debit cards are likely to get credited either instantly or on the same day. Therefore, those who are paying their bills on the due date can go for the option to avoid late payment fee or other charges.

Which Banks Accept Credit Card Payments Through Debit Cards?

As mentioned earlier, not all the banks are providing the facility to make credit card payments using a debit card. We tried to list the top banks and the different payment modes accepted by them to make credit card payments using a debit card.

• Pay HDFC Credit Card Bill Using A Debit Card

  HDFC currently offers only one credit card payment option using a debit card. In order to use the facility, you must have HDFC debit card. All other debit cards are not accepted to make payment. If you have HDFC debit card, you can visit any one of the HDFC ATM kiosks to make credit card payment. To know the detailed process of paying credit card bill using HDFC ATM.

  If you don’t have HDFC debit card, you can use other bank’s debit card provided you have net banking access to the account linked with the card. If you have net banking access to your savings account, you can use HDFCs ‘Bill Desk’ facility to make your HDFC credit card bill payment. For detailed instructions, click here.

• Pay SBI Credit Card Bill Using A Debit Card:

  SBI Card, the credit card division of State Bank of India (SBI), allows its credit cardholders to clear their outstanding dues using debit cards of selected banks. Through its ‘PayNet’ facility, the bank accepts credit card payment using debit cards of 11 banks including SBI debit card.

  About the offline channels, SBI Credit cardholders can walk in to any SBI ATM to pay their credit card bill. However, to use the facility you need to have SBI Debit Card. For detailed process of sbi credit card payment through debit card.

Pay Axis Bank Credit Card Bill Using A Debit Card

Axis Bank allows its credit cardholders to clear outstanding dues on their card using a debit card. However, in order to avail the facility, you need to have Axis Bank Debit Card. If you have one, you can walk into any Axis Bank ATM to make the payment. For step-by-step guide to make Axis Bank Credit Card payment using a debit card.

While different banks offer different payment channels, banks in India are still evolving to serve their customers better. In their endeavour to achieve higher customer satisfaction, we can expect them to come up with more easy and convenient methods for making credit card payments using a debit card.

FAQs on Credit Card Bill Payment through Other Bank Debit Card

1. Can I pay the credit card bill online via a debit card?

   Yes, you can pay the credit bill online via a debit card.

2. Can I pay the credit card bill at an ATM by using a debit card?

   Yes, you can pay the credit bill at an ATM by using a debit card.

3. Which banks provide the option to pay the credit card bill by using a debit card?

   The different banks that provide the option to pay the credit card bill by using a debit card are given below:

   • State Bank of India
   • Axis Bank
   • HDFC Bank
4. What are the benefits of paying the credit card bill by using a debit card?

   Some of the benefits of paying the credit card bill by using a debit card are given below:

   • The amount may be credited immediately.
   • Payments can be made both online and offline.
   • Registration may not be required.
   • Payments can be made at any given time.
5. Will there be any charges levied in case I pay the credit card bill by using a debit card?

   Most banks do not levy any charges in case you pay the credit card bill by using a debit card.

Can I pay my Capital One credit card with a debit card at the ATM?

Can you pay a credit card payment with a debit card?