PayPal’s Cash Card is a great way to spend your PayPal balance. You can use it, not only in the US but worldwide. Show
It’s easy to sign up, there are no credit checks or monthly fees and no minimum balance. But some users are wondering about the ways of adding money to their PayPal cards. Here are the ways to put money on your PayPal card:
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Get Started As a banking affiliate, I get a commission at no cost to you if you decide to sign up through my links 1. Direct DepositWe’ve all heard of direct deposits. They basically allow you to automatically get your paycheck, government payment, or benefit transferred into your PayPal balance. If you’ve signed up for a PayPal Cash Card, you’re automatically registered for direct deposit. Additionally, if you already hold a PayPal Cash Card, you also have routing and account numbers. However, if you need to manually register for direct deposit:
To see your direct deposit information on the PayPal website after registration:
Or:
To find the direct deposit details in the PayPal app:
For direct debits to work, your payer has to be located in the US. Also, the transaction will fail if it stems outside the United States. READ ALSO: Wise vs PayPal (The 7 Seven Important Differences) Can You Cancel Direct Deposits?You can’t cancel direct deposit through PayPal. To do this, you’ll need to inform your payer of the change. I.e., that you want to cancel it. It’s important to note that it can take up to two pay cycles for it to cease. That’s after your payer has already received and processed your notice. 2. Cash Deposit to PayPal CardCash deposits are an easy and somewhat convenient way to load your PayPal card. There are currently more than 85,000 retail locations around the US that you can use to load cash to your PayPal account: These include:
Although PayPal doesn’t charge a fee for cash deposits at retail locations, the retailers usually do charge a fee. Fees vary greatly but are usually around $3.95. To find out what’s the fee, you can ask the cashier. Simply go to one of the participating merchants and give your cash to the clerk or cashier. They will swipe your card to load funds to your PayPal account and thus the card. You will receive:
Let’s mention that there are some limits included in cash deposits. For instance:
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READ NEXT: How to Send Money from PayPal to Cash App 3. Bank Transfer to PayPal CardBank transfers are the standard way of transferring money to a PayPal card. To transfer money, you’ll first have to add a bank account to PayPal. You can do this from the PayPal app:
To instantly link a bank account to your PayPal account via the website:
Within three business days, you’ll have to revisit your bank statement to discover two small deposits (up to $1) that were transmitted. You’ll have to enter them in the PayPal app or website to confirm your bank account. However, sometimes that isn’t required and your bank account will be automatically verified and ready to use. How to Transfer Money to PayPalNow that you’ve linked a bank account to PayPal, you can finally send money. There are two handy ways of doing this – PayPal app or website. To add money from your PayPal app:
To add money from your laptop or computer:
The transfer will usually take 3-5 business days. The transfers are free of charge and can be done at any time of day or night. You’ll also get an email each time a transfer is finished and a mobile notification if you have those enabled (you should). Some users might not be able to add money. There are basically only two reasons for that:
READ NEXT: Cash App vs PayPal: Which Is Better For Your Payments? Can You Cancel a Money Transfer From Bank to Paypal Account?You can’t cancel a transfer after you’ve initialized and authorized it. There is an easy solution though. You can transfer the money back to your bank account once the funds are in your PayPal balance. To do this:
Can You Remove a Bank Account From Paypal Account?At some point in time, you might change a bank or even sign up for a digital bank. In that case, you’ll probably want to remove the old bank account from PayPal. You can do this via the website or in the app. To remove a bank account on the PayPal website:
It’s even easier to do it in the app:
Can You Use a Bank Account on Two Different Paypal Accounts?Sometimes, you want to have the same bank account linked to two PayPal accounts. Is that even possible, though? You can generally link a bank account to one account at a time. However, they might let you add it to a second PayPal account if you get approved. There’s no way of telling whether you’re approved or not. You’ll have to try and link the bank account to the second PayPal account to find that out. READ ALSO: 23 Ways To Drastically Cut Expenses (+5 To Earn More Cash) 4. Check Deposit to PayPal CardAnother way of adding money to your PayPal card is to cash your check directly in the app on your smartphone. The feature is simply called “Cash a Check” and allows you to take a snapshot of the check you want to cash. After you do that, the check goes to PayPal for review. After that, there are two ways of getting the money into your account:
To cash a check in your PayPal app:
It generally takes only a few seconds to review a check. In some cases, it can take 3-5 minutes and on rare occasions, up to an hour. It’s important not to write “VOID” on your check until the app asks you to do it. 5. Debit Card Transfer to PayPal CardBesides using a bank account to add money to a PayPal card, you can use your bank’s debit card as well. The process of doing it is very similar to adding a bank account to PayPal. To link a debit or credit card to your PayPal account:
You can also do this on your mobile phone:
If you want to do this manually, type in your debit or credit card info and tap “Link Card Manually.” You have to be aware that sometimes this isn’t a streamlined process and PayPal may ask you to confirm your card. If there’s a “confirm credit card” link in the card details section of your the PayPal wallet, that means that you’ll need to confirm your card before being able to use it with PayPal. If there’s no “confirm credit card” link, you can use your card straightaway. READ NEXT: The 6 Best Net Worth Trackers (Free and Paid Apps) ConclusionTo conclude this somewhat lengthy article, there are many various ways of adding money to PayPal’s Cash Card. Whichever you choose, the process is straightforward, especially after the initial set up for bank account or debit card, or direct deposit, for instance. After you link your accounts, it’s usually smooth sailing and you’re off to enjoy using the Cash Card. However, if you’re using PayPal for currency conversion, beware of their notorious conversion rate. In case you need to send money internationally on a regular basis, be sure to check out Wise – “The 6x cheaper international account”. Was the Article Useful to You? Share: About the Author: Adrian Volenik( Chief Editor ) Adrian Volenik is a fintech enthusiast who loves testing and reviewing digital banking apps and financial products in general. How many digital banking accounts can one man have? Not enough, if you ask Adrian. As his wallet will soon explode if he doesn’t cut back on the number of cards. Can I add money to my PayPal account?You can add money to your PayPal account using: Your Visa or Mastercard Debit Card. A confirmed bank account. PayPal CASH®
Can you deposit money at an ATM for PayPal?The service is available to all PayPal account holders, but if you carry a PayPal Cash Mastercard, you'll also be able to add or withdraw from your balance at Walmart ATMs or at one of the retailer's help desks.
How do I add money to my PayPal account instantly?The easiest way to add money to PayPal is to use a direct bank transfer. First, you'll need to create a PayPal Cash or PayPal Cash Plus account. This is free, but it requires PayPal to verify some of your personal information to comply with Know Your Customer regulations.
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