Affinity federal credit union mobile deposit funds availability

Q: How do I deposit a check online Affinity Federal credit union?

Log in to your Affinity mobile banking app and select Check Deposit” from the menu bar. Choose the account that you want to deposit your check to. Enter the amount and be sure it matches the amount written on your check. Sign the back of your check and write, For Mobile Deposit Only.” This step is very important!

Mobile Banking App.

Deposit checks from anywhere, make quick transfers, check your balance and more with the Affinity Plus mobile banking app (rated 4.8 on the App Store and 4.7 on Google Play).

Everyday Banking

Stay secure

Monitor Your Credit Score

Get free and easy access to your credit score, credit report, and daily credit monitoring for potential fraud. And do it right from your Accounts screen.

Learn more about Credit Score

Get Account Alerts

Turn on text or email notifications about your account balance, withdrawals, and loan due-date reminders from the More screen.

Learn more about Account Alerts

Other Perks

Quick Balance

Before having to log in, you can preview balances and schedule bill payments.

ATM Finder

Find nearby, no-fee ATMs and branches right from the login screen.

New Loans & Accounts

Easily apply for loans and credit cards, or open another savings or checking.

Special Offers

Check back often to see special offers tailored to you, right on your Accounts screen.

MyPlus Rewards™

Check and redeem your MyPlus Rewards points from your Accounts screen.

What our members say about the mobile banking app

I can do everything I need to from this app. And each time I think it’s gotten as good as it gets, they improve it more. My favorite time to bank is while fishing on my boat with a big cup of coffee.

Love how simple they make it. I have multiple accounts and my adult children do as well. Service is great, rates are great, ease of use is great. I can send money from any account to another. Including my kids’ accounts if I want to.

Jason and Darcy Wood

Google Play Reviewer

Video Tutorials

Browse over a dozen videos to see the mobile banking app and online banking in action.

Deposit checks anytime, anywhere with a just a few taps on you phone. Yep, no more driving to a branch!

Here’s how to get started

Log into your account via Affinity’s mobile app
Select the “Deposit” icon from the menu bar
Select Register
After your registration has been submitted, your account will be reviewed within one business day.

The status of your registration can be found by clicking the “Deposit” icon and select “New Deposit”.

There’s no way it’s that easy, right?

We made a video of an actual check deposit. See all 24 seconds for yourself.

Helpful Tips

Be sure to SIGN YOUR CHECK and write “FOR MOBILE DEPOSIT ONLY AT ACU“
Keep check for 30 days to ensure it is not rejected or returned

*Must be enrolled in Affinity’s Online Banking and Mobile App in order use Affinity’s Mobile Check Deposit service. Checks $500 or less will be instantly available, dependent upon other security factors. Checks over $500 are manually inspected and approved by our staff throughout the day. Once approved, 100% of funds will be instantly available.

How much can you mobile deposit at Affinity Plus?

Maximum daily deposit limits: $5,000 per day. Limits above $5,000 available upon request¹. Funds availability: Deposits successfully submitted by 4:00 pm ET, Monday – Friday that is not a federal holiday, will be available after 6:30 pm ET the same business day².

How do I deposit a check online Affinity Federal credit union?

Log in to your Affinity mobile banking app and select “Check Deposit” from the menu bar. Choose the account that you want to deposit your check to. Enter the amount and be sure it matches the amount written on your check. Sign the back of your check and write, “For Mobile Deposit Only.” This step is very important!