How to send paypal friends and family 2022

Learn how to send money on PayPal without fees to friends and family members.

Learning how to send money on PayPal without fees is a helpful skill to have when you need to transfer money to a friend or family member.

When it comes down to it, there are never fees for the sender in PayPal as long as no currency conversion is needed. Recipients of money on PayPal, however, can incur fees when receiving money if the money was sent in exchange for good or services.

If you are buying a product or service on PayPal, the person or organization receiving the money will incur a fee but, as the sender, you will not.

When sending money on PayPal, it’s important to let PayPal know what type of transaction you’re making. Depending on which option you choose, the recipient may or may not incur fees.

So, if you’re sending money to friends or family members in PayPal, you need to make sure you select the right option when initiating the transfer.

Send money in PayPal as a friend or family member

When you go to send money in PayPal, you’re asked if you are “sending to a friend” or “paying for an item or service”. To avoid fees, you must select the “sending to a friend” option.

1. While logged in to a PayPal account, click on Send money from the “Quick links” section.
2. Enter the name, username, email address, or mobile number for the person that you would like to send money to.
3. Enter the amount that you’d like to send and verify the recipient’s name and country of residence.
4. Choose the Sending to a friend option when prompted.
5. Choose a payment source for the money transfer.
6. Verify the transfer details and click Send Payment Now.

The steps for sending money for free in PayPal on a mobile device are essentially the same once you click on the Send money option in Android or iOS.

It’s important to note that in order to send money in PayPal without a fee, you must have a debit card (checking account) connected to your PayPal account. Money sent via credit cards still incurs a transaction fee in PayPal even when the money is being sent to a friend or family member.

• Product

Upcoming Changes to Goods & Services Payments on PayPal

• PayPal will be rolling out two changes in the coming weeks to our peer-to-peer Goods & Services fee for U.S. businesses and consumers and updating the ways U.S. business accounts can receive payments.
• These changes will be effective for PayPal customers in the U.S. on July 28, 2022.

In the coming weeks, we will be rolling out two changes to our peer-to-peer pricing structure in the U.S., specifically for Goods & Services payments. We will be simplifying our goods & services fee structure and changing the ways U.S. business accounts can receive payments, effective for PayPal customers in the U.S. on July 28, 2022.

Updated Peer-to-Peer Goods & Services Pricing Structure  

We will be simplifying the Goods & Services seller fee to 2.99%, with no fixed fee, for customers in the U.S. PayPal’s current Goods & Services fee is 2.89% + $0.49 USD. 

As an example, if a customer is buying a piece of furniture for $225.00 USD, the seller will now pay $6.73 USD under the new simplified fee structure, versus $6.99 USD under the previous structure. In addition, Goods and Services transactions may be eligible for Purchase Protection which can be beneficial for both buyers and sellers.

Purchase Protection gives customers peace of mind, helping a buyer if they don't receive the item that they ordered, or if it shows up significantly different from its description, for eligible purchases. PayPal will reimburse the buyer for the full purchase price plus any original shipping costs, subject to terms and limitations. For sellers, PayPal’s Seller Protection Policy can protect online sales, minimize claims and chargebacks and help prevent fraudulent purchases.

Transition of Friends and Family Payments for Business Accounts

PayPal is also evolving the ways customers send money to Friends & Family and make payments for Goods & Services. In the coming weeks, U.S. customers will now only be able to send Friends and Family peer-to-peer payments to consumer PayPal accounts.

This update helps ensure that eligible purchases of Goods and Services will be protected for both parties and will drive consistency on our platform, while also removing confusion around which payments are eligible for buyer and seller protections. This will also enable PayPal to help businesses properly reconcile data-keeping and organize personal and business income. Business account holders can continue to access business-only features like automated reporting, invoicing, multi-employee access, and more. Business account holders who currently use PayPal to receive non-business-related payments can use or create a personal account to receive personal payments without seller fees, while using their business account to receive commercial payments.

Related Articles