When will my social security disability check be deposited

Key takeaways

  • Social Security provides retirement, disability, and survivors benefits

  • The Social Security payment schedule is based on your birthday — except for SSI, which is paid on the 1st of every month

  • If the 1st is a weekend or holiday, you will receive your SSI payment early

  • You can receive benefits payment through direct deposit or a prepaid card

The Social Security Administration (SSA) provides benefits for retired Americans, as well as disabled workers and individuals, spouses of workers, and widows and widowers. If you paid Social Security tax during the course of your life, you will be eligible to apply for Social Security benefits come retirement. The average Social Security benefit for retired individuals was $1,555 as of June 2021. Social Security recipients can also receive coronavirus stimulus checks as long as they meet the basic eligibility requirements.

If you’re receiving Social Security, you will get your retirement or disability benefits as a lump sum payment each month. The payment dates for Social Security are set by the SSA and may be based on your birthday, depending on the type of benefit you are receiving.

Recipients of retirement benefits, spousal benefits, and disability benefits from Social Security Disability Insurance (SSDI) will receive monthly payments based their birthday:

Birthday

Payment date

1st - 10th

Second Wednesday

11th - 20th

Third Wednesday

21st - 31st

Fourth Wednesday

Supplemental Security Income (SSI) follows a different payment schedule — it’s paid on the 1st of each month. We’ll take a detailed look at the different Social Security payment schedules, including the exact payment dates for 2021.

In this article:

  • Monthly payment dates for Social Security in 2021

  • Payment dates for Supplemental Security Income (SSI)

  • Receiving Social Security payments

  • Coronavirus stimulus checks and Social Security

You can find a list of the exact payment dates below, based on your birthday.

If your birthday falls between the 1st and 10th:

  • January 12

  • February 9

  • March 9

  • April 13

  • May 11

  • June 8

  • July 13

  • August 10

  • September 14

  • October 12

  • November 9

  • December 14

If your birthday falls between the 11th and 20th:

  • January 19

  • February 16

  • March 16

  • April 20

  • May 18

  • June 15

  • July 20

  • August 17

  • September 21

  • October 19

  • November 16

  • December 21

If your birthday falls between the 21st and 31st

  • January 26

  • February 23

  • March 23

  • April 27

  • May 25

  • June 22

  • July 27

  • August 24

  • September 28

  • October 26

  • November 23

  • December 28

Individuals with a disability who also have limited income and resources can get Supplemental Security Income (SSI). Most SSI recipients are also eligible for Medicaid, which provides health insurance for vulnerable, low-income Americans.

SSI benefits are paid on the 1st of every month. If the 1st is a holiday or weekend, you will receive your payment early.

This is the SSI payment schedule for 2022:

  • February 1

  • March 1

  • April 1

  • April 29

  • June 1

  • July 1

  • August 1

  • September 1

  • September 30

  • November 1

  • December 1

  • December 30

Social Security benefits are only paid out electronically; you will not receive a Social Security check in the mail. You can either receive a direct deposit into your bank account or opt for a prepaid debit card. When you apply to receive your Social Security benefits, you will have the chance to provide your account number and the routing number of your bank or credit union.

You may have to pay taxes on your Social Security benefit, depending on your income level. If your retirement income is over a certain amount, then part of your Social Security benefits may be taxable.

Single-filers with an income between $25,000 and $34,000 will have to pay income tax on up to 50% of their benefits. If they make more than $34,000, then up to 85% of the benefits may be taxable.

Married individuals who file jointly may have to pay income tax on 50% of the benefits if their income is between $32,000 and $44,000. They will have to pay taxes on up to 85% of the benefit if they make more than $44,000.

Keep this in mind when filing your tax return. You may also be able to withhold your taxes from your Social Security benefits payments, so you aren’t stuck with a large tax bill on Tax Day. Check your SSA account online or visit your local Social Security office for more information.

Coronavirus stimulus checks and Social Security

On April 3, 2020, the federal government began sending eligible Americans stimulus checks as part of a relief package to help workers and the economy during the COVID-19 pandemic. Senior citizens and retirees who receive Social Security benefits are eligible for coronavirus stimulus checks as long as they meet the basic eligibility requirements.

The maximum stimulus payment is $1,200 for eligible adults who file separately and $2,400 for eligible married couples who file jointly. There is also an additional $500 payment per qualifying child.

In December 2020, an additional $600 stimulus check was sent out to every eligible adult and child.

Everyone who has a Social Security number and filed a tax return in the last two years generally qualified for both stimulus checks if their income falls within the government’s limits. Income is based on your 2019 federal tax return.

However, if you receive Social Security benefits and don’t usually need to file a tax return, don’t worry — you don’t have to start now. You should still receive the stimulus payment, if you haven’t already; the government will use the information on file with the Social Security Administration (SSA) to send you your payment. You can expect to receive the stimulus check the same way you get your Social security payment.

Beneficiaries of Supplemental Security Income (SSI) can now check the status of their payment on the IRS website.

For more information on how to qualify and how to receive the payment, read our guide to coronavirus stimulus checks.

What date will SSDI checks be deposited?

If your birthday is on the 1st–10th of a month, your SSDI checks or direct deposit will arrive on the second Wednesday of every month. If your birthday is on the 11th–20th of a month, your SSDI checks or direct deposit will arrive on the third Wednesday of every month.

What is the payment schedule for SSDI in 2022?

2022 Disability Benefits Payment Schedule If you were born between the 11th and the 20th, your benefits will arrive on the third Wednesday of the month. If your birthday is from the 21st to the end of the month, you'll receive your benefits payment on the fourth Wednesday of each month.

What time does SSDI direct deposit into bank account?

Usually, social security checks arrive at midnight the night before your scheduled payment date. So, if your deposit is due on Wednesday 6th March, it should be in your account when you check at midnight on Tuesday 5th.